John Hancock Funds

Financial Aid and College Savings

Overview

Financial aid is available to eligible college students at the federal and state level, and additional financial aid is often available from individual colleges and universities. If your child is applying for financial aid, you'll need to complete the Free Application for Federal Student Aid (FAFSA). Submit the FAFSA form as soon as possible after the January 1 opening date. Financial aid counselors recommend that students submit the FAFSA even if they don't think they qualify for aid, as there may be resources they are unaware of and because eligibility can change from one year to the next depending on financial circumstances. A FAFSA form is required for all federal, state and many school funds.

Get started here with these useful resources!

FAFSA: Federal Website and Application

Financial Aid and 529 Overview (151KB): an overview of financial aid and 529 college savings plans

Financial Aid Sources: a comprehensive list of resources covering college costs and funding, application tips, different types of aid and loans

Scholarship and Grant Information: a list of resources and search engines for scholarships and grants

State Financial Aid: includes links to all state websites and forms

John Hancock Freedom 529 is distributed by John Hancock Distributors LLC, which is an affiliate of John Hancock Funds LLC, the distributor of John Hancock Funds.

If your state or your designated Beneficiary's state offers a 529 plan you may want to consider what, if any, potential state income tax or other benefits it offers, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax or other adviser about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 college savings plan to learn more about their features. Please contact your financial consultant or call 1-866-222-7498 to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing.

John Hancock Freedom 529 is a college savings plan offered by the Education Trust of Alaska, managed by T. Rowe Price, and distributed by John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). © 2010. John Hancock. All rights reserved.

529 plans are not FDIC insured, may lose value and are not bank or state guaranteed.

Click here to view the John Hancock Freedom 529 Privacy Policy.

Copyright © 1999-2010 by John Hancock Funds, LLC and affiliated companies, Member FINRA | SIPC, 601 Congress Street, Boston, MA 02210. 

Click here to view prospectuses for Open-End, Retirement, and Institutional funds. A fund’s investment objectives, risks, charges and expenses should be considered carefully before investing. The prospectus contains this and other important information about the fund. Please read the prospectus carefully before investing or sending money. These products are available for sale only within the United States.

Please keep in mind that mutual fund shares: Are not FDIC insured | May lose value | Come with no bank guarantee | Are not insured by any government agency

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